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Myth vs. Reality: Does the Fed Control Mortgage Rates?

Myth vs. Reality: Does the Fed Control Mortgage Rates?

by Lori Neighbors | Oct 7, 2026 | Affordability, Agent Value, Buying Tips, Economy, For Buyers, For Sellers, Mortgage Rates, Real Estate Insights, Selling Tips

You’ve probably heard the Federal Reserve (the Fed) is raising rates again. And if you’re planning to buy or sell a house, you may be wondering what that means for you.With all the headlines, it’s easy to think the Fed sets mortgage rates. That’s actually...
What Higher Mortgage Rates Mean for Home Sellers

What Higher Mortgage Rates Mean for Home Sellers

by Lori Neighbors | Oct 1, 2026 | For Sellers, Mortgage Rates, New Construction, Real Estate Insights, Selling Tips

Higher mortgage rates don’t just affect buyers. They can change what it takes to sell your house, too.That’s because today’s buyers are paying close attention to affordability. And when rates rise, even a relatively small change can make a noticeable...
The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.

The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.

by Lori Neighbors | Sep 28, 2026 | Affordability, Buying Tips, First-Time Buyers, For Buyers, Mortgage Rates, Real Estate Insights

You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that’s left you reluctant to buy a home, here’s what you need to remember… That’s not necessarily the number you’d...
There Are 4 Types of Housing Markets Right Now. Which 1 Are You In?

There Are 4 Types of Housing Markets Right Now. Which 1 Are You In?

by Lori Neighbors | Sep 23, 2026 | Agent Value, Buying Tips, For Buyers, For Sellers, Mortgage Rates, New Construction, Real Estate Insights, Selling Tips

Today’s housing market splits into four distinct types. You’ve got cash buyers, buyers financing a purchase, owners who feel locked into a low rate, and builders with homes to sell. Which type you’re in changes how you should buy or sell. Ryan Serhant, CEO of SERHANT...
3 Things You Can Actually Control About Your Mortgage Rate Right Now

3 Things You Can Actually Control About Your Mortgage Rate Right Now

by Lori Neighbors | Sep 21, 2026 | Affordability, Buying Tips, For Buyers, Mortgage Rates, New Construction, Real Estate Insights

If you’re trying to buy a home, affordability is probably what keeps you up at night. And as you watch mortgage rates tick up again lately, it’s fair to wonder if you should just hit pause and wait for them to go down. For now, though, they’re headed the other...
The Best Time To Buy a Home in 2026 Is Almost Here

The Best Time To Buy a Home in 2026 Is Almost Here

by Lori Neighbors | Sep 16, 2026 | Affordability, Buying Tips, First-Time Buyers, For Buyers, Mortgage Rates, Real Estate Insights

Want to buy a house this year, but not sure if the timing’s right? Seasonally, it may actually be a better time to buy than you expect.Yes, mortgage rates have been ticking up lately – and that’s creating some real challenges with affordability. No one’s arguing that....
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Recent Posts

  • Renovate or Relocate? What To Know Before You Decide To Age in Place
  • Myth vs. Reality: Does the Fed Control Mortgage Rates?
  • Two Moves That Can Get You Into Your First Home Sooner
  • What Higher Mortgage Rates Mean for Home Sellers
  • Hoping for (or Dreading) a Housing Crash? The Experts Just Weighed In.

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    What Our Clients Say About Us!

    “Mrs. Neighbors and her team has sold 3 of our homes in the last 12 years. She sold our first home 2 hours after putting her sign in the yard. Amazing! Personable, conscientious and fair, I trust her and her knowledge of this market.”
    David Howell

    “Thank you so much. The Howell family has always been fun to work with. You guys listen to our suggestions and make it real easy to get thru some of these transactions. Looking forward to finding you another home in the future.”

    Lori Neighbors

    Real Estate Broker & Owner of The Neighbors Team Full Service Realty

    “When my husband and I first got married we didn’t know where we wanted to live but Lori pin pointed exactly where we needed/wanted to be. Will Definitely go to her in the future for all selling/buying needs!”
    Cheyenne Bardroff

    “I am so happy with the house you found. Such a great home for a newly married couple. Looking forward to seeing the way your have it decorated. I know it’s going to be so cute.”
    Lori Neighbors

    Real Estate Broker & Owner of The Neighbors Team Full Service Realty

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